๐ Market Crash Me Kya Karein? (Panic Avoid Karne ke Tips)
๐น Introduction
Jab bhi share market ya mutual funds me tezi se girawat (crash) hoti hai, maximum log panic ho jaate hain aur galti kar dete hain. Market crash me patience sabse bada asset hota hai.
Aaj hum jaanenge:
✅ Market crash kya hota hai
✅ Investors kyun ghabraate hain
✅ Aapko kya karna chahiye
✅ Panic selling kaise avoid karein
๐น Market Crash Kya Hai?
Market crash ek aisi situation hoti hai jab indices (Nifty, Sensex) aur stocks ki value ekdum se 20%–30% ya zyada gir jaati hai.
Ye kuch reasons ki wajah se hota hai:
๐ธ Economic crisis
๐ธ Global tension ya war
๐ธ Pandemic ya natural disaster
๐ธ Corporate scandals
Example:
-
2008 Financial Crisis
-
2020 COVID Crash
๐น Log Panic Kyun Karte Hain?
✅ Portfolio ka value ekdum gir jaata hai
✅ Negative news channels aur social media hype
✅ Lagta hai pura paisa doob gaya
✅ Fear of missing out (FOMO) ya loss booking ka pressure
Par yaad rakhiye—Market cycles natural hote hain. Crash ke baad hamesha recovery hoti hai.
๐น Market Crash Me Kya Karna Chahiye?
๐ธ 1. Panic Selling Avoid Karein
Market crash me shares ya mutual fund bech kar loss ko permanent bana dete hain. Short term loss ko paper loss rehne dein.
๐ธ 2. Emergency Fund Ready Rakhein
Hamesha 6–12 months ka expenses alag rakhein. Taki kisi urgent need me investments ko na bechna pade.
๐ธ 3. Apne Goals Ko Yaad Rakhein
Long term goals (retirement, children’s education) ke liye investment hai to thoda patience rakhein.
๐ธ 4. Market Crash Me Invest Karna Consider Karein
Market discount pe milta hai, SIP aur lumpsum add karne ka yeh mauka ho sakta hai.
๐ธ 5. Asset Allocation Check Karein
Diversify karke rakhein—Equity, Debt, Gold me balance bana ke rakhein.
๐ธ 6. Financial Advisor Se Salah Lein
Kahin bhi confusion ho, apne advisor se baat karein.
๐น Example: 2008 Market Crash
2008 me Sensex 21,000 se 8,000 tak gira tha. Par 2010 tak Sensex ne recovery kar li thi. Jo investors bane rahe, unhone handsome returns earn kiye.
๐น Market Crash Ke Time Positive Soch Rakhein
✅ “Main investor hoon trader nahi.”
✅ “Mujhe market timing nahi karni hai.”
✅ “Ye long term ka opportunity hai.”
✅ “SIP chalu rehna chahiye.”
๐น Conclusion
Market crash scary zarur hota hai, par yahi waqt sabse bada wealth creation bhi hota hai. Patience aur discipline hi investor ka best friend hai. Panic selling se door rahiye aur apne goals ko priority dijiye.
